SpendKeep

SpendKeep: A 100% private, zero-sync budget tracker. Drop CSVs to spot SaaS bleed and track habits without bank logins or invasive SMS scraping.

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Published on:

May 21, 2026

Pricing:

SpendKeep application interface and features

About SpendKeep

🛑 Stop giving apps your bank passwords. I'm building a privacy-first AI finance tracker instead.

Automated bank sync is broken. You connect via Plaid, it breaks days later, and your data sits in a database waiting to be breached.

I got tired of this, so I built SpendKeep—a zero-sync tracker designed for "Financial Sovereignty." It gives you the magic of automated categorization without your bank credentials.

🛠️ How it works
Instead of fragile APIs, SpendKeep ingests what you have: CSVs, Bank SMS, and forwarded emails.

• The Brain: Groq (Llama-3.3-70b) instantly parses raw text, extracts the merchant, and maps categories.
• The Stack: Next.js, React Native, Supabase.

🧠 The UX: "Behavioral Nudges"
Most apps throw a massive grid of unmapped transactions at you. I wanted to design a mindful ritual, not a chore.

• 90-Second Loop: Shows 3 transactions at a time with "Predictive Defaults". Hit 'Enter' to approve. High dopamine, low friction.
• Sovereignty Streak: We track "Weeks of Total Clarity". The UI ignites on a 7-day streak.

🤝 I need your feedback!
I'd love for founders & devs to try it out.

• AI Parsing: Throw your weirdest SMS at it. Does Llama get it right?
• Vibe Check: Does the onboarding hook you?
• General UX: Tear apart my Next.js & Tailwind UI.

Let me know below! 👇
#buildinpublic #nextjs #ai #privacyfirst

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